Aetna Sr Underwriting Consultant (National Accounts/Group Insurance) in Hartford, Connecticut

Req ID: 43995BR

POSITION SUMMARY

Aetna s National Accounts Group Insurance area is seeking an experienced Group Insurance Underwriter for a Sr. Underwriting Consultant role. The opportunity is in the New Business National Accounts (3,000 lives+) Group Insurance Department (Life, Disability, Leave). The candidate will negotiate and explain application of more complex underwriting concepts, rate/fee development and policies. S/He will produce accurate and timely deliverables while providing superior customer service in support of stated mission and key performance metrics.

Fundamental Components:· Handles complex cases/markets/issues using strong knowledge of company services, product standards, underwriting policies and alternate funding · Grants underwriting exceptions and financial variances within prescribed limit · May interact/meet with customers, brokers and consultants· Works across Aetna's segments/markets to achieve goals · Negotiates and fully explains rate development, pricing components and application of underwriting policies while remaining conscious of financial objectives · Provides timely and accurate deliverables for new business, e.g., accountings, funding evaluations, benefit quotations · Monitors financial condition of assigned accounts, e.g., case migration, renewal pricing, premium defaults, and deficit reductions· Utilizes advanced functionality of rating/ financial tools, reference materials, and source systems for premium, membership and claim information · Analyzes competitive position on a case specific basis and develops financial comparisons· Recognizes opportunities for process improvements and recommends changes· Assesses customer needs and expectations versus company capabilities/ strategies· Mentors less experienced underwriters in development of technical skills · Builds strong cross-functional relationships with sales force and other internal constituents· Fosters open lines of communication on team and uses effective oral and written communication skillsBACKGROUND/EXPERIENCE desired:· 5+ years in Group Insurance (Life, Disability) UW pricing experience via all types of pricing methodologies (manual, experience, blended, alternate, etc.) and funding arrangements.· Proven ability to anticipate customer needs.· Proven ability to facilitate and negotiate using tact and diplomacy.· Excellent verbal and written communication skills. · Ability to establish strong cross-functional relationships with sales force and other internal constituents.

EDUCATION

The highest level of education desired for candidates in this position is a Bachelor's degree or equivalent experience.

LICENSES AND CERTIFICATIONS

Underwriting/Group Underwriter Association Of America is desired

FUNCTIONAL EXPERIENCES

Functional - Underwriting/Pricing methodologies (manual, experience, blended, alternate, etc.)/4-6 Years

Functional - Underwriting/Group insurance/4-6 Years

Functional - Underwriting/Policy guidelines development/4-6 Years

Functional - Products-Disability/All Absence Management, Leave and Disability Products/4-6 Years

Functional - Actuarial/Underwriting case work/4-6 Years

TECHNOLOGY EXPERIENCES

Technical - Desktop Tools/TE Microsoft Excel/4-6 Years/Power User

REQUIRED SKILLS

Finance/Creating Profitable Customers/ADVANCED

General Business/Demonstrating Business and Industry Acumen/FOUNDATION

Sales/Negotiating collaboratively/FOUNDATION

DESIRED SKILLS

Leadership/Collaborating for Results/FOUNDATION

Service/Providing Solutions to Constituent Needs/ADVANCED

Technology/Leveraging Technology/ADVANCED

Telework Specifications:

Flexible telework / office-based schedule – Must be a commutable distance from Hartford, CT office location.

ADDITIONAL JOB INFORMATION

Aetna is about more than just doing a job. This is our opportunity to re-shape healthcare for America and across the globe. We are developing solutions to improve the quality and affordability of healthcare. What we do will benefit generations to come.

We care about each other, our customers and our communities. We are inspired to make a difference, and we are committed to integrity and excellence.

Together we will empower people to live healthier lives.

Aetna is an equal opportunity & affirmative action employer. All qualified applicants will receive consideration for employment regardless of personal characteristics or status. We take affirmative action to recruit, select and develop women, people of color, veterans and individuals with disabilities.

We are a company built on excellence. We have a culture that values growth, achievement and diversity and a workplace where your voice can be heard.

Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

Job Function: Underwriting