Aetna Senior Underwriter - 50483BR in Dubai, United Arab Emirates
Req ID: 50483BR
Support Aetna's ability to achieve its financial and strategic goals through effective Underwriting.Underwriting primarily includes identifying, evaluating, and managing risk in order to maximize revenue, membership and earnings.
Negotiates and explains application of more complex underwriting concepts, rate/fee development and policies. Produces accurate and timely deliverables while providing superior customer service in support of stated mission and key performance metrics. Fundamental Components
Handles complex cases/markets/issues using strong knowledge of company services, product standards, underwriting policies and alternate funding.Grants underwriting exceptions and financial variances within prescribed limit.May interact/meet with customers, brokers and consultants.Works across Aetna's segments/markets to achieve goals.Negotiates and fully explains rate development, pricing componentsand application of underwriting policies while remaining conscious of financialobjectives.Provides timely and accurate deliverables for new and/or renewal business, e.g., accountings, funding evaluations, benefit quotations.Monitors financial condition of assigned accounts, e.g., casemigration, renewal pricing, premium defaults, and deficit reductions.Utilizes advanced functionality of rating/ financial tools,reference materials, and source systems for premium, membership and claim information.Analyzes competitive position on a case specific basis and develops financial comparisons.Recognizes opportunities for process improvements and recommends changes.Assesses customer needs and expectations versus company capabilities/strategies.Mentors less experienced underwriters in development of technical skills.Builds strong cross-functional relationships with sales force and other internal constituents.Fosters open lines of communication on team and uses effective oral and written communication skills.Underwrites complex medical questionnaires and/or medical records.Assesses risks and makes sound underwriting decisions based on established criteria and/or medical judgments.
3-5 years of pricing experience via all types of pricing methodologies (manul,experience, blended, alternate, etc.) and funding arrangements.Proven ability to anticipate customer needs.Proven ability to facilitate and negotiate using tact and diplomacy.Proven ability to build strong cross-functional relationships with sales force and other internal organizations. Education and Certification Requirements
BS/BA or equivalent work experience requiredDegree in Mathematics, Finance or related field preferred.HIAA, CEBS or LOMA designation preferred.
Additional InformationStrong computer skills required.Strong verbal and written communication skills.Communication with outside consultants and customers required.Some travel may be required.#LI-BR1
Job Function: Underwriting