Aetna Senior Underwriting Consultant (Voluntary) -50817BR in Hartford, Connecticut

Req ID: 50817BR

Position Description:Come join Aetna s growing Voluntary Group Supplement Benefits Underwriting Team as a Sr Underwriting Consultant. This role is focused on supporting the daily underwriting operations for Aetna Voluntary s group supplemental benefits portfolio (Accident, Critical Illness and Hospital Indemnity). S/He will independently perform accurate analysis and risk assessment to produce sound financial responses in a timely manner. The individual will join an outstanding team who provide superior service in support of writing and/or renewing group voluntary business and may include interaction with both internal and external constituents.

Fundamental Components:

  • Reports to the Director of Actuarial & Underwriting for Aetna Voluntary

  • Handles complex casework and issues autonomously using knowledge of Aetna's products/services and underwriting protocols

  • Independently assess risk factors, price appropriately for the risk, and establish competitive plan designs

  • Completes accurate financial analysis and risk assessment to evaluate specific strategic options and opportunities independently. Makes recommendations and suggests alternatives.

  • Independently negotiates and fully explains rate development, pricing components and application of underwriting policies while remaining conscious of financial objectives

  • Present the application of underwriting concepts and will be held accountable for decisions made on their accounts

  • Participates in project work groups including process improvement initiatives

  • Proactively communicates technical concepts to internal and external constituents

    BACKGROUND/EXPERIENCE desired:· Minimum of 3-5 years of extensive group voluntary underwriting experience and market knowledge strong preferred (ie Accident, Critical Illness, Hospital Indemnity)· Minimum 3-5 yrs underwriting experience required· Proven ability to build strong cross-functional relationships with sales force and other internal organizations· Proven ability to facilitate and negotiate using tact and diplomacy EDUCATION

    The highest level of education desired for candidates in this position is a Bachelor's degree or equivalent experience.


    Functional - Underwriting/New business - group medical/4-6 Years

    Functional - Underwriting/Renewal - group medical/4-6 Years

    Functional - Underwriting/Pricing methodologies (manual, experience, blended, alternate, etc.)/4-6 Years

    Functional - Underwriting/Sales support/4-6 Years


    Technical - Desktop Tools/TE Microsoft Excel/4-6 Years/End User


    Finance/Creating Profitable Customers/ADVANCED

    Finance/Delivering Profit and Performance/ADVANCED

    Finance/Managing Aetna s Risk/ADVANCED


    General Business/Maximizing Work Practices/ADVANCED

    Sales/Negotiating collaboratively/FOUNDATION

    Service/Providing Solutions to Constituent Needs/ADVANCED

    Telework Specifications:

    Ideal location is Columbus, SC but will consider Hartford, CT, Philadelphia, PA, Jacksonville, FL and other offices locations along with potential telework.


    Aetna is about more than just doing a job. This is our opportunity to re-shape healthcare for America and across the globe. We are developing solutions to improve the quality and affordability of healthcare. What we do will benefit generations to come.

    We care about each other, our customers and our communities. We are inspired to make a difference, and we are committed to integrity and excellence.

    Together we will empower people to live healthier lives.

    Interested in an Underwriting opportunity at Aetna? Join one of our upcoming virtual office hours with an Underwriting recruiter! Tuesdays: 12-12:30 pm EST · June 5· June 19Register here: Thursdays: 3-3:30 pm EST · June 7· June 21Register here: is an equal opportunity & affirmative action employer. All qualified applicants will receive consideration for employment regardless of personal characteristics or status. We take affirmative action to recruit, select and develop women, people of color, veterans and individuals with disabilities.

    We are a company built on excellence. We have a culture that values growth, achievement and diversity and a workplace where your voice can be heard.

    Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

    Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.


Job Function: Underwriting