Aetna Underwriting Consultant (Allina/Aetna) in Hartford, Connecticut

Req ID: 55570BR

Do you want to be part of the change in Healthcare? Aetna is hiring an Underwriting Consultant for the Allina/Aetna Joint Venture Underwriting team. Aetna is about more than just doing a job. This is our opportunity to re-shape healthcare for America and across the globe. We are developing solutions to improve the quality and affordability of healthcare. What we do will benefit generations to come.

We care about each other, our customers and our communities. We are inspired to make a difference, and we are committed to integrity and excellence.

Together we will empower people to live healthier lives. We offer flexible work arrangements, outstanding wellness and financial wellness program in addition paid time off, medical, dental, vision, 401k plans. Click here to review the benefits associated with this position.

#AetnaCareers #WeJoinYou #Underwriting

The Underwriting Consultant will be part of our middle market (51+ – 3000 lives) Allina/Aetna Joint Venture team. This role, support Aetna's ability to achieve its financial and strategic goals through effective underwriting. The underwriting consultant performs underwriting analysis and risk assessment for new and/or renewal of large groups, will be assigned cases/books of business include multiple product types, funding arrangements and/or rating methodologies. S/He will be negotiating and explaining application of more complex underwriting concepts, rate/fee development and policies playing an intricate part of Aetna s business.

Fundamental Components:

As an Underwriting Consultant, you will have the following responsibility:

  • Collaborating with Sales and Service partners, the Underwriting Consultant will work to help set strategies to balance the needs of the plan sponsor and Aetna.

  • Calculating complex renewal and prospective group rates using solid product knowledge and underwriting protocols. In addition, complete accurate financial analysis and risk assessment to evaluate specific strategic options and opportunities.

  • Anticipate customer needs, facilitate and negotiate using tact and diplomacy, and build strong cross-functional relationships with sales force and other internal organizations.

  • Other responsibilities may be assigned


  • Previous (3-5 years) experience in medical underwriting pricing methodologies and funding arrangements, strongly preferred in the 100-3000 lives.

  • Demonstrated strong analytical and independent thinking skills.

  • In-depth knowledge of rating and/or accounting and underwriting concepts and the ability to look at solutions creatively and strategically

  • Excellent written and verbal communication skills, with the ability to communicate effectively with all levels of management.


The highest level of education desired for candidates in this position is a Bachelor's degree or equivalent experience.


Functional - Underwriting/Renewal - group medical/1-3 Years

Functional - Underwriting/Multiple product types/1-3 Years

Functional - Underwriting/Pricing methodologies (manual, experience, blended, alternate, etc.)/1-3 Years

Functional - Underwriting/Financial arrangements/1-3 Years


Technical - Desktop Tools/Microsoft Word/4-6 Years/End User

Technical - Desktop Tools/Microsoft PowerPoint/1-3 Years/End User


Ideally candidate will be located near our Plymouth, MN office. Willing to consider flexible telework / office-based schedule after training is completed.


Interested in an Underwriting opportunity at Aetna? Join one of our upcoming virtual office hours with an Underwriting recruiter!

Tuesdays from 12:30 – 1:15 PM EST

Click here to registered

Aetna is an equal opportunity & affirmative action employer. All qualified applicants will receive consideration for employment regardless of personal characteristics or status. We take affirmative action to recruit, select and develop women, people of color, veterans and individuals with disabilities.

We are a company built on excellence. We have a culture that values growth, achievement and diversity and a workplace where your voice can be heard.

Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

Job Function: Underwriting

Aetna is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veterans status.